Now accepting new clients for 2026

Smarter tax strategy.
Stronger outcomes.

AC Financial & Associates helps individuals and small businesses cut through complexity with proactive tax planning and consulting — so you keep more of what you earn and never face April alone.

15+
Years of experience
500+
Clients served
100%
Year-round support
About

Tax strategy that works as hard as you do.

AC Financial & Associates was founded on a simple idea: tax planning shouldn't be something you scramble through once a year. It should be a year-round strategy that protects your income, fuels your goals, and grows with your life.

We work closely with individuals, freelancers, and small business owners to build clear, forward-looking tax strategies — translating complicated code into plain language and confident decisions.

When you work with us, you get more than a return. You get a partner who's already thinking about next quarter, next year, and what's possible beyond that.

Why clients choose us

  • Proactive, year-round strategy — not just tax season
  • Transparent pricing with no surprise fees
  • Direct access to your advisor when you need them
  • Tailored plans for individuals & small businesses
  • Decades of combined experience in tax & finance
Services

Tax planning & consulting, done right.

We focus on one thing and we do it well: building tax strategies that stand up to scrutiny and pay off year after year.

01

Strategic Tax Planning

Forward-looking strategies designed around your goals — minimizing liability today while positioning you for tomorrow.

02

Small Business Advisory

Entity selection, quarterly reviews, deduction strategy, and owner compensation planning for growing businesses.

03

Year-Round Consulting

Get an expert on call. We're here for the big decisions — property sales, new hires, retirement moves, life changes.

04

Tax-Smart Wealth Strategy

Coordinate investments, retirement contributions, and charitable giving to maximize after-tax outcomes over the long haul.

Our Team

Meet the people behind your strategy.

Decades of combined experience across tax, real estate, and financial strategy — all working together for your bottom line.

Avette Courtney
Avette Courtney
Founder, CEO & Senior Tax Strategist
Ashley Reale
Ashley Reale
Senior Executive
Corvette Courtney
Corvette Courtney
Real Estate Strategist
Mwelu Mataya
Mwelu Mataya
Tax Advisor
Testimonials

What our clients say.

Real outcomes from real clients. Here's how AC Financial & Associates has helped people take control of their tax strategy.

★★★★★

AC Financial completely changed how I think about taxes. They found deductions my previous CPA missed for three years running and built a quarterly plan that actually fits my business.

MR
Monique R.
Small Business Owner
★★★★★

I came in stressed about an IRS notice and left with a clear plan and real peace of mind. Their team treats you like family and explains everything in plain English.

DT
Darnell T.
Independent Contractor
★★★★★

Year-round consulting was a game changer. Before every big decision — a property sale, a new hire, a retirement contribution — I get a real answer fast. Worth every penny.

JL
Jasmine L.
Real Estate Investor

Let's build your tax strategy.

Book a complimentary 20-minute consultation and walk away with at least one actionable idea — no strings attached.

Get started →
Contact

Ready when you are.

Drop us a note about what you're working through. We'll get back to you within one business day to set up a no-pressure consult.

Hours
Mon–Fri · 9am – 4pm PST
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